Who is Essential Health?
Essential Health is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, is currently authorized to transact business in all states and the District of Columbia, NAIC No. 19445. This is only a brief description of the coverage(s) available under policy series 9541161 and 9541162. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases.
Coverage may not be available in all states. National Union began conducting business in 1901 and has been a leader in the management and professional liability markets for nearly three decades.
Essential Health is not traditional comprehensive health insurance and should not be considered a substitute for comprehensive health insurance or major medical coverage.
* Essential Health Discount Plan: This plan provides discounts at certain health care providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care service but will receive a discount from those health care providers who have contracted with this discount plan organization. It is the member’s responsibility to confirm with Member Services that a provider is an active participant of the program prior to seeing that provider. Discount Services may not be available in all states. Please call to verify availability in your home state.
Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 70 Pine Street, New York, NY 10270. Is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. This is only a brief description of the coverage(s) available under policy series A30293NUFIC (in CO, FL & OR) A30329NUFIC and C11695DBG. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Coverage may not be available in all states.
THIS DISCOUNT PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN*. This plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. Before purchase, you may access a list of participating health care providers at www.myessentialhealth.com. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a processing fee not to exceed the amount permitted by your state. Note to Texas Consumers: Regulated by the Texas Department of Licensing and Regulation, P.O. Box 12157, Austin, Texas 78711; telephone 800-803-9202 or 512-463-6599; website: www.license.state.tx.us/complaints. Note to Utah Residents: The discount programs are not protected by the Utah Life and Health Guaranty Association. * Medicare statements applies to MD residents when pharmacy discounts are part of the program.The Discount Medical Plans are provided by Patriot Health Florida, Inc., a discount medical plan organization. The features are not health insurance policies and are not available in all areas. The features provide discounts at certain health care providers for medical services and do not make payments directly to the providers of medical services. The member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with Patriot Health Florida, Inc., located at 160 Eileen Way, Syosset, New York 11791. 800-292-3797 AK, FL, MT, ND, OK, SD and VT. Coming soon in FL and OK."
Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038 is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.
The Discount Medical Plans are provided by Patriot Health Florida, Inc., a discount medical plan organization. The features are not health insurance policies and are not available in all areas. The features provide discounts at certain health care providers for medical services and do not make payments directly to the providers of medical services. The member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with Patriot Health Florida, Inc., located at 160 Eileen Way, Syosset, New York 11791. 800-292-3797 .These plans are not available in AK, FL, MT, ND, OK, SD and VT. Coming soon in FL and OK. This package of benefits is NOT insurance or a substitute for Comprehensive Health Insurance.
THIS DISCOUNT PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN*. This plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. Before purchase, you may access a list of participating health care providers at www.myessentialhealth.com. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a processing fee not to exceed the amount permitted by your state.
National Union Fire Insurance Company of Pittsburgh, Pa., assumes no responsibility or liability for any of the services provided by Third Parties. Questions or concerns about the services should be addressed directly to the providers.
Note to Texas Consumers: Regulated by the Texas Department of Licensing and Regulation, P.O. Box 12157, Austin, Texas 78711; telephone 800-803-9202 or 512-463-6599; website: www.license.state.tx.us/complaints. Note to Utah Residents: The discount programs are not protected by the Utah Life and Health Guaranty Association. * Medicare statements applies to MD residents when pharmacy discounts are part of the program.