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Essential Health Insurance

Benefits At A Glance

Get valuable cash benefits when someone gets sick or has an accident with Essential Health:

  • Save up to 60% on prescriptions, doctor visits and eye care, too. 
  • Your plan includes full access to the Health Network Discounts* which can save you on prescriptions, physician care and eye care at thousands of participating providers nationwide.
  • Hospital stays: Get $300/day for covered accidents, $9,000/month
  • Emergency Room: Get $200 per Emergency Room accident treatment (6 visits per year) 
  • Doctor Visits: Get $50 per doctor visit (2 per year)
  • Hospital Confinement Lump Sum Benefit: $5,000/30 consecutive days; $10,000/60 consecutive days; $25,000/90 consecutive days
  • Coverage amounts automatically increase every 3 months with NO increase in premium for three years – regardless of whether or not you’ve used your coverage.
  • You choose your doctor or hospital.
  • Cash benefits paid direct to you to spend as you choose.
  • Guaranteed Acceptance (ages 18-65)

Click here to see Complete Details of your coverage benefits.


*Health Network Discount Plan: This plan provides discounts at certain health care providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care service but will receive a discount from those health care providers who have contracted with this discount plan organization. It is the member’s responsibility to confirm with Member Services that a provider is an active participant of the program prior to seeing that provider. Discount Medical Provider Organization: MedNet Benefits Inc., 428 E. Thunderbird Road, #645, Phoenix, AZ 85022. Discount Services may not be available in all states. Please call to verify availability in your home state. This package of benefits is NOT a substitute for Comprehensive Health Insurance.